You've Worked Hard to Save for Retirement. Now What?

A retirement story that might change the questions you ask about your financial future.

You've spent years working, saving and putting money aside for retirement. You've followed the advice, contributed to your retirement accounts and looked forward to the day when you can finally enjoy what you've worked so hard for.

But here's something worth thinking about. How much of the money you've saved will actually be available to you when you need it?

Meet Bill.

Bill did what many Americans have been encouraged to do. He worked hard, built his career, supported his family and consistently contributed to his 401(k). On paper, his retirement savings looked impressive.

But as life unfolded, Bill discovered that having money saved for retirement and being able to access and use it aren't necessarily the same thing.

What Can Bill's Story Teach Us?

Retirement planning is about more than reaching a savings target. It's also about understanding:

• How taxes could affect the income you receive in retirement.
• Why access to your savings can be as important as the amount you've accumulated.
• What changing financial circumstances could mean for your plans.
• Why it may be worth exploring different approaches to retirement income.
• How to think about the financial legacy you'd like to leave your family.

Bill's experience is a reminder that it's worth asking these questions while you still have time to consider your options.

Download The Story About Bill

A free retirement-planning resource to help you think beyond your savings balance. Read Bill's story and consider what it could mean for the way you approach your own retirement.